Independent Model

The Freedom to Act in Your Best Interest
Since we opened our doors more than 25 years ago, we at KSP Financial Consultants have been providing access to independent financial advisory services. And the value of that kind of independence is more apparent today than ever before.

The Antidote to the Traditional “Wall Street” Model
Under the traditional model, still in use by many today, an investor's accounts are serviced by a financial representative—someone who, literally, represents the interests of the company that employs them.

By contrast, KSP Financial Consultants is, and always has been, an independently owned and managed group of financial advisors. We answer to you, our client, not to a parent company, board of directors, or other entity whose interests might conflict with yours.

It's important to thoroughly evaluate any financial professional you are considering working with, and to carefully examine whether any pressures exist—such as incentives from a parent company to recommend proprietary products—that could affect the recommendations they make to you.

Although we are required by law to affiliate with a broker/dealer to process investment transactions on your behalf, the partner we have chosen for that purpose—Commonwealth Financial Network® —is also privately owned and managed. The firm is not engaged in the underwriting of complex, high-risk financial instruments, and it remains free to act in the best interests of its advisors and their clients, not shareholders.

What It Means to You
Working with an independent financial advisor can assure you of objective advice based on what's right for you. When you work with KSP Financial Consultants, you can feel confident that:

  • We are accountable to you.
  • Our investment and other financial recommendations are based on your interests and objectives.
  • You will receive prompt replies from us to your directives and inquiries.
  • Your assets are working toward your goals effectively.
  • Your wishes and opinions are respected.